Our Mutual Funds Services

At AK Investments, we help you explore the world of mutual funds, a smart investment option designed for wealth growth and meeting financial goals.
What Are Mutual Funds?
Mutual funds pool money from multiple investors to create a collective investment fund. This pooled money is then invested by professional fund managers across various asset classes such as equity, debt, gold, and other securities to generate returns. Gains and losses are distributed proportionally among investors.
Advantages of Investing in Mutual Funds
  • Professional Management: Experienced fund managers handle investment decisions, leveraging their expertise and research.
  • Diversification: Funds invest in a variety of securities, helping reduce the risk associated with any single investment.
  • Liquidity: Most mutual funds offer easy buying and selling at the prevailing Net Asset Value (NAV).
  • Affordability: You can start investing with amounts as low as ₹500.
  • Regulation: Mutual funds in India are regulated by SEBI, ensuring transparent processes and protecting investor interests.
Types of Mutual Funds
Mutual funds are classified based on their investment objectives and asset allocation.
Based on Asset Class
  • Equity Funds: Invest primarily in stocks, suitable for long-term wealth creation. Categories include Large-Cap, Mid-Cap, Small-Cap, Multi-Cap, and ELSS (Equity Linked Savings Schemes).
  • Debt Funds: Invest in fixed-income instruments like bonds, aiming for stable returns. Examples include Money Market Funds and Corporate Bond Funds.
  • Hybrid Funds: Invest in a mix of equity and debt to balance risk and return. Categories include Aggressive Hybrid, Multi-Asset Allocation, and Dynamic Asset Allocation Funds.
Other Categories
  • Index Funds: Track a specific market index (e.g., NIFTY 50), offering a passive and low-cost investment option.
  • Solution-Oriented Funds: Designed to meet specific financial goals like retirement or children's education.
  • Fund of Funds (FoFs): Invest in other mutual fund schemes.
How Mutual Funds Work
  1. Pooling of Funds: Investors pool their money.
  2. Professional Management: Fund managers invest the pooled money according to the fund's objectives.
  3. Diversification: Investments are spread across various securities.
  4. Investor Shares: Investors receive units representing their ownership stake, bought or sold at the Net Asset Value (NAV).
  5. Returns and Distributions: Funds generate returns through capital appreciation, interest, or dividends, distributed to investors periodically.
Important Considerations
  • Expense Ratio: An annual fee charged for managing the fund, impacting returns.
  • Exit Load: A fee charged if you redeem units before a specified period.
  • Market Risk: Returns are subject to market fluctuations.
  • Taxation: Gains may be subject to short-term or long-term capital gains tax, depending on the holding period and fund type.
Our Approach
We help you choose the right mutual fund schemes based on your financial goals, risk tolerance, and investment horizon. We also guide you through the investment process, from KYC completion to selecting investment modes like lump sum or Systematic Investment Plan (SIP).
Disclaimer: Mutual fund investments are subject to market risks. Please read the offer document carefully before investing. We recommend seeking advice from a financial advisor before making any investment decisions.
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